Bend Oregon Real Estate - Central Oregon's Real Estate and Community Information Resource Directory

Central Oregon's real estate and community informational resource serving the areas of Bend, Redmond, Sunriver, Lapine, Tumalo, Sisters, Prineville, Powell Butte and the Three Rivers Area. Gobend.com for all of your Bend and Central Oregon Real Estate and Relocation services.

Buyer Resources For The Bend and Central Oregon Area
Buying a home can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. We have attempted to provide you here with detailed information and resources to assist you in making an intelligent and informed decision. Remember, if you have any questions about the Home buying process, we're only a phone call or email away!
Mortgage & Financing
>Mortgage Options
>10 Ways To Improve FICO	>Can Consumers Fight Back Against Credit Fraud?
>12-Step Program To Eliminate Mortgage Guesswork	>What You Should Know About FICO Scores
>Applying for a Loan? Start by Ordering Your Credit Report	>Five Reasons to Check Your Credit Report Regularly
>FHA Zero-Down Plan Deserves Support	>Mortgage Possible Even With Low Credit Score
>More Choices For Zero-Down Loans	>Paying Your Monthly Mortgage Bi-Weekly
>Zero-Down Loans: You May Have More Options Than You Think	>How FHA and VA Loans Affect Your Offer
>What is a DCR or Debt Coverage Ratio?	>Deschutes County Property Tax Rates
>What Is A FICO Score?	>Understanding A Good Faith Estimate

Bend City Services
> Bend City Water > Bend Area Transit > Neighborhood Associations	> City Phone Directory > Irrigation Regulations
Home Ownership Assistance Programs
> Oregon Bond > Federal Housing Authority > Rural Development Loans > SOFCU Community Credit Union > NeighborImpact > Housing Works > Vida Oregon

Credit Bureaus:	Credit Score Guidelines
Equifax: www.equifax.com 800-685-1111 Experian: www.experian.com 888-397-3742 TransUnion, www.transunion.com 800-888-4213. Free Annual Credit Report: www.annualcreditreport.com	720 - 850 - Excellent; The best financing terms and represents the best score range 700 - 719 - Very Good; qualifies to receive favorable financing 675 - 699 - Average; will qualify for most loans 620 - 674 - Sub-prime; May qualify but will pay higher interest 560 - 619 - Risky; Might have trouble getting a loan 500 - 559 - Very Risky; You need to work on improving your rating
Helpful Informational Links
101 Tips for a Smoother Home Buying Process	Free Web Based Home Valuation Service
Oregon Construction Contractor License Search	Free Credit Report
Bend Historical District Code & Regs	Unites States Postal Service On-Line Change of Address Form